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Nice to meet you! My name is,

Yosef Shapiro

Mortgage Broker and Owner
NMLS#: 896711

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Hello, welcome to my page.

Hi, I’m Yosef. For more than 15 years, I’ve had the privilege of helping people all over California with their biggest financial decision: buying a home. Whether you’re a first-timer just starting to explore your options or an experienced investor looking to expand, my goal is to make the entire process clear and, believe it or not, actually enjoyable. I’ve always believed that getting a mortgage shouldn’t be a headache.

When I’m not untangling loan paperwork, I’m at home in San Clemente with my wife and our two young daughters. We love staying active by running and exploring new parks, and we’re always on the hunt for a new restaurant to try out. All of that keeps me grounded and reminds me that I’m not just working with numbers; I’m helping people find their place to make memories.

I take a lot of pride in being an honest partner and straightforward with my explanations. My clients tell me I make what can be a stressful time feel easy, and that’s the best compliment I could ask for. I look forward to working with you and helping you take that next step.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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