San Clemente Mortgage Broker | Yosef Shapiro

Name: Electronic Mortgages Inc
Telephone: (707) 280-9627

San Clemente mortgage broker serving Orange County and all California. Work directly with Yosef Shapiro on purchase, refinance, home equity, and rental loans.

Yosef Shapiro, Mortgage Broker

Electronic Mortgages Inc

Phone: (707) 280-9627

Email: [email protected]

NMLS# 896711

Company NMLS# 275208

Licensed in: CA

This is not a commitment to lend, not a guarantee of approval, and not an offer to extend credit. Any rates, payments, costs, or timelines are estimates for educational purposes only and can change. Your actual rate, payment, and fees depend on credit, income, assets, property, down payment, and the loan you qualify for. Estimates may not include taxes, insurance, prepaid items, or other fees. I am not a tax, legal, or financial advisor. Equal Housing Opportunity. NMLS ID 896711. Licensed in California

San Clemente Mortgage Broker | Yosef Shapiro

San Clemente mortgage broker serving Orange County and all California. Work directly with Yosef Shapiro on purchase, refinance, home equity, and rental loans.

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Yosef Shapiro

Electronic Mortgages Inc

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I’m Yosef Shapiro, a mortgage broker based in San Clemente, serving Orange County and all of California. I’ll help you compare lenders, understand your options, and move forward with confidence.

Based in San Clemente. Serving Orange County and all of California.

NMLS #896711 · DRE #01711569

Tell me your goal. I’ll help you compare loan options, estimated payments, and upfront costs.

Program availability and eligibility vary by lender, borrower, and property.

★★★★★

I live in San Clemente with my wife and our two daughters. I’ve spent more than 15 years helping people throughout California with their mortgages.

Whether you’re buying your first home, refinancing, or financing a rental property, you’ll work directly with me. I’ll explain your options, compare the numbers, and answer your questions along the way.

A clear plan for buying, refinancing, or accessing your home equity.

Upload your Loan Estimate so I can compare the rate, fees, and closing costs.

Share your current rate and goals so I can follow up about lower-rate refinance opportunities.

Slide things around and watch the payment change. Rates shown are illustrative — your real quote depends on credit, program, and the market that week.

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Estimates for education only — not a quote or a commitment to lend. Taxes and insurance vary by home and county.

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Mortgage Broker

Prefer to talk or email? You can reach me directly.

NMLS #896711 · CA DRE #01711569

Yosef Shapiro, mortgage broker in San Clemente, serving Orange County and all of California.

1643 Via Tulipan San Clemente, CA 92673

(707) 280-9627 [email protected]

Mon–Fri: 8 AM–6 PM · Sat: 9 AM–1 PM Pacific Time

Electronic Mortgages Inc · Company NMLS #275208 · California DRE #01316639

Yosef Shapiro · Individual NMLS #896711 · California DRE Broker #01711569

Real Estate Broker, California Department of Real Estate. · Equal Housing Opportunity.

Loans may be arranged through third-party lenders and are subject to your full application, underwriting, and eligibility.

This website is for educational purposes only and is not a commitment to lend, a guarantee of approval, an offer to extend credit, or a rate lock. Loans may be arranged through third-party lenders and are subject to a full application, credit approval, underwriting, eligibility, and other restrictions. Rates, programs, terms, fees, payment figures, and timelines are estimates and may change without notice. Actual terms depend on credit, income, assets, property, down payment, and the loan program. Estimates may not include taxes, insurance, prepaid items, or other fees. Website information is not individualized tax, legal, or financial advice.

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Yosef Shapiro with his family
Yosef Shapiro

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